The Lenders Deane Shops for You

Canada's largest chartered banks — competitive on rate for well-qualified borrowers, but with the most rigid qualification criteria.

Alberta's credit unions offer strong rates and more flexibility than major banks — particularly useful for self-employed and rural property situations.

These lenders only work through mortgage brokers — you can't walk in to get their rates. They're often the most competitive in Canada because their only cost is the broker channel.

For borrowers who don't fit standard bank criteria — self-employed, recent credit events, non-traditional income. Rates slightly higher but legitimate, regulated lenders.

Mortgage Investment Corporations (MICs) and private investors for bridge financing, unique situations, or when other options aren't available. Higher rates, short terms, clear exit strategy required.